West Summercrest Investment Bank US was incorporated in the year 2001 as a leasing company operating under the name West Summercrest Investment Bank. In the year 2003, it was converted into a fully-fledged commercial bank and changed its name to FJ Assurance Bank. Following a successful growth period, Our business focus was in corporate banking and leveraged on the experience of its parent company to upscale its internal processes and policies to International Standards. The Bank was re-capitalised and embarked on diversifying the bank’s business model through investments in technology, growing the retail bank and making the corporate department more efficient. West Summercrest Investment Bank is gaining the status of “the most innovative bank in United States” as it’s bringing into the market innovative solutions technology based such as Mobile Banking, Agency Banking  and strategic partnerships with various companies such as our partnership with Potato Fintech to launch the first mobile money based micro-lending module. Additionally, we’re the first and only bank to partner with the Internal Revenue Services Office London to launch an electronic customs tax payment service. The long-term aim is to drive financial inclusion and empower the communities within the overall Great London region.